Personal Advisory

The questions we explore with our clients include:

• What are your expenses, income needs and goals?
• Are you considering starting a business?
• Have you planned adequately for emergencies, disability, long term care, and children’s educational expenses?
• Do you know how much you need for retirement?
• How much do you want to set aside for heirs?
• Can you reduce your income and estate tax liability?

Our advisory services to individuals and families encompass:

• Lifestyle management, bill paying and cash management
• Household payroll and reporting
• Reconciliation of bank and investment accounts
• Document and record management
• Investment allocation
• Asset titling
• Pension plan analysis and implementation o
• Funding of IRAs and Roth IRAs including Roth conversions
• Long term care planning
• Insurance analysis
• Asset protection planning
• Charitable gifting strategies
• Educational planning